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Rating:A mortgage is a security interest in real property held by a lender as a security for a debt, usually a loan of money. A mortgage in itself is not a debt, it is the lender's security for a debt. It is a transfer of an interest in land from the owner to the mortgage lender, on the condition that this interest will be returned to the owner when the terms of the mortgage have been satisfied or performed.
read moreA mortgage loan is a loan secured by real property through the use of a mortgage note which evidences the existence of the loan and the encumbrance of that realty through the granting of a mortgage which secures the loan.
read moreA mortgage-backed security is an asset-backed security that represents a claim on the cash flows from mortgage loans through a process known as securitization. The process of securitization is complicated, and is highly dependent on the jurisdiction within which the process is conducted.
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